Or call us on: 0845 130 7701or 024 7642 2024quoting your membership number121travelabroad/travel-insurance/121Single Trip CoverThere is a range of single trip policies tocover you for various durations, from oneday to 183 consecutive days. If you aretaking more than one trip in a 12-monthperiod, or travelling for longer than 183consecutive days, please also see Multi-tripand Long Stay cover.Family CoverAll children under the age of 12 years areinsured free of charge and children betweenthe ages of 13 and 17 inclusive are chargedat 50% of the adult Personal Travel Insurancepremiums when accompanied by adults.Family policies for two adults and up to 4children, up to 17 years old, inclusive, arealso available.Petcare CoverIs included with all, Single, Multi-trip andLong Stay Personal Travel Insurance policiesand provides up to £2,500 of cover for yourdog or cat. Multi-trip CoverIf you can get away several times in a 12-month period this may be your best choice.Cover is available for up to 183 days over a12-month period. You can take as many tripsas you like of up to 91 days duration, so longas you never exceed183 days in total over the12 months. Please note that the policyholdermust always accompany all other passengerswho must be named when booking.Long Stay Cover (for Single Trippolicy holders only)Similar to Single Trip Policies, however, themaximum number of days you stay abroadduring your trip must not exceed 12 monthsand is for one trip only. Please note that thepolicyholder must always accompany allplus:Albania, Croatia, Faroe Islands, Iceland,Macedonia (Personal only), Morocco(Motorcover subject to restrictions - please ask fordetails), Norway, Switzerlandand Turkey(Turkey in Europe plus Üsküdar for motoring).Please note:an additional premium ispayable for Spain (including the BalearicIslands) and Portugal (including the Azoresand Madeira) as shown in the price panel onpage 123. If travelling to Morocco via Spainthen the Spain supplement must be paid.Worldwide Personal CoverWe can also offer a range of differentinsurances for members travelling outside ofEurope, so if you're travelling to farawaydestinations then please ask us for details.Save money - take motoringand personal insurance togetherOverleaf are the prices for motoring if takenon its own and also lower prices formotoring if taken with personal insurance.The savings can be significant.Insurance Premium Tax (IPT)All prices include IPT at the rate of 20% forpersonal elements and 6% for vehicleelements. Insurance policyYour insurance policy will besent to you straight awaywith your holiday bookingconfirmation invoice, orcan be downloaded viathe link on your emailedconfirmation invoice.other passengers who must be named whenbooking. If travelling to Morocco via Spainthen the Spain supplement must be paid also.SupercoverSupercover provides for enhanced benefitlevels for motoring insurance as shown onpage 123.Supercover is available for cars andmotorhomes under ten years old at the dateof departure of your trip.Consider Supercover if you are:. Driving a large car with a large party.. Travelling a long distance. Plan to be away for more than a week.If you lose the use of your own vehicle inthe week before you travel, we willendeavour to hire a replacement vehicle foryou so that you can continue your holiday.Eligible vehiclesAny private car, motor cycle exceeding120cc capacity, motorised caravan, light van,minibus or 4x4 sport utility vehicle, togetherwith any towed caravan or trailer ofproprietary make, all 20 years old or less,(vehicles over 10 years are subject to asupplement. All vehicles, caravans andtrailers must carry a spare tyre. Supercover islimited to towing vehicles under 10 yearsold); not exceeding (including any loadcarried) GVW 4,250kgs, height 3.4m, length8.0m, width 2.5m; not carrying more thanthe number of persons recommended bythe manufacturer, and for whom seats areprovided (with an overall maximum of eightincluding the driver).Countries coveredMotoring, Personal, Multi-Trip and Long Stayinsurance cover for all European Unioncountries, their islands and dependenciesMONEY BACK GUARANTEEYou have the right to cancel any policy ofinsurance within 14 days of the date ofissue or receipt of the terms andconditions, whichever is later. We willrefund to you any premium you have paidand will recover from you any payments wehave made.FOR MORE DETAILS AND GREAT OFFERSGO ONLINE

122For availability, information and bookings visit: www.campingandcaravanningclub.co.ukwww.campingandcaravanningclub.co.uk/EXCESSPERSONALWORLDWIDE MULTI-TRIP & LONG STAY Package PersonalMedical Emergency ServiceCovered up to1PersonalAssistance services£250Nil???????? ???? ????Homecall referral???????? ???? ????2Medical Emergency RepatriationMedical expenses, repatriation,Up to £10,000,000£35???????? ???? ????3Emergency Dental Treatment£250£35???????? ???? ????4Additional accommodation and travelling costs£1,500???????? ???? ????5Hospitalisation£25 per complete day spent in hospitalLess than 24 hours not covered£250Nil???????? ???? ????6Cancellation or CurtailmentDue to necessary and unavoidable inabilityto travel (or complete travel) as planned£3,500£35???????? ???? ????7Travel DelayAfter 8 hours: £25 - £25 per following 24 hoursUp to £100Nil???????? ???? ????Less than 8 hours not covered OR CancellationUp to £3,500Nil???????? ???? ????8Missed DepartureAlternative travel expenses on outward and return journey£350Nil???????? ???? ????9Personal Luggage (including tents and camping equipment)Any one article limit £200; limit per pair or set £200;maximum for valuables in total per policy £200Up to £2,000£35???????? ???? ????10Loss of Passport, MoneyTravel and Accommodation costs for lost/stolen Passport£100£35???????? ???? ????Money£500£35???????? ???? ????11Personal LiabilityCover for legal liability resulting from injury to others or damage to their propertyUp to £2,000,000£35???????? ???? ????12Personal AccidentFollowing death, loss of limb(s) or eye(s),or permanent total disablementUp to £15,000Nil???????? ???? ????13Legal Protection24-hour telephone Legal Advice, plus legal costs andexpenses to pursue damages against negligent parties Up to £25,000 per insured eventNil???????? ???? ????causing bodily injury, or damage to the home in the UK.14Petcare cover£2,500Nil???????? ???? ????15Travel AssistanceTransfer of emergency funds up to £100Despatch of medicaments or prescription glasses unobtainable overseas.???????? ???? ????The above is a summary of the cover limits. Conditions and exclusions apply and are contained in the policy document, which is available prior to purchasing the cover. Motoringand Personal Benefits are underwritten by Europ Assistance, Holding Insh Branch, 79 Merrion Square, Dublin 2, Republic of Ireland.Personal Benefits per policyMedical insurance - important informationThis insurance operates on the following basis:1To be covered, you must be healthy and fit totravel.2The insurance will not cover you if you travelagainst doctors' or medical practitioners' advice.3The insurance will also not cover you if you aretravelling with the intention of getting medicaltreatment abroad.4The insurance will also not cover you if you areawaiting the results of medical investigation,consultation or treatment.If you do not comply with these conditions, theinsurance will be invalid and no claim arising directlyor indirectly from a pre-existing medical conditionaffecting you will be covered unless:. You have declared all pre-existing medicalconditions to us; and. You have declared any changes in your health orprescribed medication; and. We have accepted the condition(s) for insurance inwriting.Each insured person who has a pre-existing medicalcondition must make a medical health declarationbefore each period of insurance and, if there are anychanges in your health or prescribed medication,prior to commencement of the period of insurance ordeparting on any trip.We may require you to obtain a medical report fromyour general practitioner or consultant and all costsincurred in obtaining this medical report shall beborne by you. Based on our assessment of themedical information supplied to us, we will decidewhether or not the person is suitable for insurancesubject to certain exclusions, restrictions or anyadditional premiums. If we offer cover and if subjectto any additional premium, cover will not commenceuntil full payment has been received by us andwritten confirmation has been provided by us.To declare a pre-existing medical condition or achange in your state of health or prescribedmedication, you should contact the MedicalScreening Helplineduring office hours afterpurchasing your insurance.For a downloadable information sheet and full termsand conditions regarding our medical insurance, goto our website at:www.campingandcaravanningclub.co.uk/travelabroad/travel-insurance/or phone us on:0845 130 7701 or024 7642 2024122All you need to know