153Resolution LimitedInterim report and accounts 2011Abbreviations continued FPIL Friends Provident International Limited FPL Friends Life FPL Limited (formerly known as Friends Provident Limited) FPLA Friends Provident Life Assurance Limited FPLP Friends Provident Life and Pensions Limited FPP Friends Provident Pensions Limited FPPS Friends Provident Pension Scheme FRC Financial Risk Committee FRS Financial Reporting Standards FSA Financial Services Authority FSLPM Friends SLPM Limited (formerly known as Sun Life Pensions Management Limited) FSLUA Friends SLUA Limited (formerly known as Sun Life Unit Assurance Limited) FUM Funds Under Management FVTPL Fair Value through Profit or Loss GMP Guaranteed Minimum Pension GOF Guaranteed Over Fifties IAS International Accounting Standards ICA Individual Capital Assessment ICG Individual Capital Guidance IFA Independent Financial Adviser IFRIC IFRS Interpretation Committee IFRS International Financial Reporting Standards IGCA Insurance Groups Capital Adequacy IRR Internal Rate of Return LDI Liability Driven Investment LIBOR London Interbank Offered Rate LTIP Friends Provident Long-Term Incentive Plan MCEV Market Consistent Embedded Value MEEM Multi-purpose Excess Earnings Method MVR Market Value Reduction NBS New Business Strain NPF Non-Profit Fund OEIC Open Ended Investment Company OLAB Overseas Life Assurance Business ORC FLG Operational Risk Committee PHI Permanent Health Insurance PPFM Principles and Practices of Financial Management PVFP Present Value of Future Profits PVIF Present Value of In-Force PVNBP Present Value of New Business Premiums RBS Realistic Balance Sheet RCM Risk Capital Margin RH1 Resolution Holdco No1 LP RHG Resolution Holdings (Guernsey) Limited OverviewBusiness reviewIFRS financial statementsMCEV financial statementsAdditional information160Enjoy complete peace of mind with our 30 day Money Back GuaranteeThree-Way PunchIdeal for repairs, punching new holes in belts or bag straps, fitting or replacing press studs and so much more! Tough enough to get through materials such as leather, tarpaulin and cardboard. Contains 100 assorted eyelets and 12 press studs.Code 019950-63?12.00BestSellerSetof 33-Piece Scissor SetThis set of 3 scissors have soft grip handlesto make using them easier. Stainless steelblades. Ideal for dressmaking and craft projects. Code 047970-63?8.35.Frame not includedPackof 48BestSellerGENTLY PULLTHROUGH TOTHREADSewing ThreadsNever get caught out again by not having the right colour. Comes complete in handy storage case. 16 colours. Approx length of each: 25m (82ft). Code 048020-63?5.95NEWSelf-Threading NeedlesThread needles without getting frustrated.Simply place cotton above the eye of theneedle, pull down and the needle issecurely threaded and ready to sew. Pack of 48 in a range of sizes.Code 035122-63?6.90Knitting Needle SetThis attractive floral case is the perfect place to keep your needles safe and all in one place. Includes 6 pairs of needles.Code 089060-63?15.55 Cross Stitch KitComes complete with threads, needle,design and weave base. Attractive floraldesign. Frame not included. Finished size 20 x 26cm(8 x 101?4").Code 063665-63?9.55126Everything you order is delivered FREE to your doorHair TrimmerUse this handy Hair Trimmer to keep your style in shape inbetween trips to the salon. Dual sided - one side for longlength and the other for a shorter length.Code 079219-62£4.50BestSellerHairdressing & Thinning ScissorsTwo pairs of super sharp scissors for a professional cut. One is for cutting and the other can be used for thinning out thick hair.Code 034070-62£9.75Setof 2Nasal & Ear Hair TrimmerKeep unwanted nose and ear hair at bay, painlessly andeffectively. With a rubberised body for better grip, plastic capand tripod stand for easy storage. Includes a brush for quickcleaning. Uses 1 x AA battery (not included). L13cm (5").Code 023663-62£8.954 x AA BatteriesCode 089990-62 £3.00Hair Cutting GuideNow you can get a professional cut -without the need for a trip to thehairdressers. Ensuring you get a straightline every time, this Hair Cutting Guidewill make those uneven hair cuts orfringes a thing of the past. Perfect foruse with the Hairdressing Scissors.L19cm (7.5").Code 046566-62£3.95Hair Cutting BibAvoid making a mess when cuttinghair, with this easy-to-use CuttingBib. Adjustable neck size, so fitsadults and children. Folds away foreasy storage. Diam. 60cm (24").Code 028681-62£6.50BATTERYOPERATEDINCLUDES A BRUSHFOR EASY CLEANINGFOLDS AWAY FOREASY STORAGEADJUSTABLE NECK SIZE

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